Summit Financial Planning, Inc. is a proud member of the following societies and adheres to their standards of professional excellence and integrity:
Commitment to Setting a Higher Standard
Jennifer Luzzatto has been granted the internationally recognized CFA® designation which demonstrates a balanced approach to investments, academic discipline, and practical experience. To earn the CFA® status, a candidate must complete three six-hour exams over a three-year period based on a rigorous graduate-level curriculum, which encompasses financial accounting, portfolio management, in-depth fixed-income and equity analysis, and derivative securities. In addition, a candidate must have at least three years of experience participating in the investment decision-making process. In addition, the CFA must agree to abide by the code of ethics and standards of professional conduct set forth by the CFA Institute.
Commitment to Professionalism
Jennifer Luzzatto is a member of the Financial Planning Association™ (FPA), a membership organization dedicated to serving the financial planning community. The Financial Planning Association™ is the largest association of professionals devoted to championing the financial planning process. FPA financial planners are committed to supporting the financial planning process and enabling clients to make better decisions toward achieving their goals. The Financial Planning Association™ believes that everyone deserves professional, objective, easy to understand advice to make smart financial decisions. The Financial Planning Association™ holds to the principle that, when seeking the advice of a financial planner, the planner should be a CERTIFIED FINANCIAL PLANNER™ certificate.
Commitment to Continued Education
The Certified Financial Planner Board of Standards is a professional regulatory organization that promotes ethics, integrity and professional standards in personal financial planning. This gives the public an opportunity to have access to—and benefit from—competent, ethical, and objective financial planning. Individuals who meet rigorous certification requirements are certified by the CFP Board to use its certification trademark. Jennifer Luzzatto is a CERTIFIED FINANCIAL PLANNER™ professional.
Commitment to Objectivity
Jennifer Luzzatto is a member of NAPFA, (the National Association of Personal Financial Advisors—www.napfa.org.) NAPFA members practice Fee-Only, fiduciary financial planning which is client-centered, ethical, and objective. As a Fee-Only advisory firm, recommendations are untainted by any type of fee received by the vendors of financial products, including investment funds, insurance companies, and estate attorneys. Fee-Only financial advisors provide consumers and institutions with comprehensive and objective financial advice on a “Fee-Only”, fiduciary basis, keeping only the best interests of the client in mind—with neither the financial advisor nor any related party receiving compensation contingent on the purchase or sale of a financial product.
Commitment to Excellence
Jennifer Luzzatto is a Registered NAPFA Advisor. The National Association of Personal Financial Advisors is the largest professional association of comprehensive, Fee-Only financial planners in the United States. With over 800 members and affiliates, in 45 states, the members of the National Association of Personal Financial Advisors (NAPFA) devote themselves to a strict fiduciary oath. In addition, NAPFA members are required to fulfill significant continuing education requirements.
Our dedicated team of fiduciary advisors provides transparent, straightforward fee-only wealth management and investment services that our clients trust and recommend to their families and friends. Summit Financial Partners has been serving the Greater Richmond region for nearly 20 years.